Upgrading your bank level allows you to borrow more money from the bank. With every level your loan limit doubles, but your loan interests will also raise with 1% with every upgrade.
You can reduce your loan interests by training your accountants.
Upgrading your bank level costs xp and money. This costs will increase when your level gets higher and higher. To upgrade your bank level your company also needs to have a required minimum value. The bank doesn't trust lending high amounts of money to smaller companies.
You start with level 1. The maximum bank level is level 15.
Upgrade costs[]
| To level | Experience Points | Upgrade time | Requirement |
|---|---|---|---|
| 2 | 2,000 XP | Instant | Requires a total company value of € 200,000 |
| 3 | 3,000 XP | Instant | Requires a total company value of € 400,000 |
| 4 | 4,000 XP | Instant | Requires a total company value of € 800,000 |
| 5 | 5,000 XP | Instant | Requires a total company value of € 1,600,000 |
| 6 | 5,000 XP | Instant | Requires a total company value of € 3,200,000 |
| 7 | 5,000 XP | Instant | Requires a total company value of € 6,400,000 |
| 8 | 6,000 XP | Instant | Requires a total company value of € 12,800,000 |
| 9 | 6,000 XP | Instant | Requires a total company value of € 25,600,000 |
| 10 | 6,000 XP | Instant | Requires a total company value of € 51,200,000 |
| 11 | 6,000 XP | Instant | Requires a total company value of € 102,400,000 |
| 12 | 7,000 XP | Instant | Requires a total company value of € 204,800,000 |
| 13 | 7,000 XP | Instant | Requires a total company value of € 409,600,000 |
| 14 | 7,000 XP | Instant | Requires a total company value of € 819,200,000 |
| 15 | 7,000 XP | Instant | Requires a total company value of € 1,638,400,000 |
Levels[]
| Level | Loan limit | Interest rate on loans |
|---|---|---|
| 1 | € 50,000 | 5% |
| 2 | € 100,000 | 6% |
| 3 | € 200,000 | 7% |
| 4 | € 400,000 | 8% |
| 5 | € 800,000 | 9% |
| 6 | € 1,600,000 | 10% |
| 7 | € 3,200,000 | 11% |
| 8 | € 6,400,000 | 12% |
| 9 | € 12,800,000 | 13% |
| 10 | € 25,600,000 | 14% |
| 11 | € 51,200,000 | 15% |
| 12 | € 102,400,000 | 16% |
| 13 | € 204,800,000 | 17% |
| 14 | € 409,600,000 | 18% |
| 15 | € 819,200,000 | 19% |
Note: The interest rate can be lowered by training and hiring your accountants.